• The image depicts a landscape featuring several large wind turbines situated in an open green field. The background reveals a vast expanse of forest and fields under a clear blue sky, suggesting a rural or semi-rural environment. Sunlight is illuminating the scene, creating a sense of bright and pleasant weather conditions, ideal for renewable energy generation from wind power sources. The perspective of the image showcases the height and scale of the wind turbines, highlighting their significance in the field of sustainable energy.
    The image depicts a landscape featuring several large wind turbines situated in an open green field. The background reveals a vast expanse of forest and fields under a clear blue sky, suggesting a rural or semi-rural environment. Sunlight is illuminating the scene, creating a sense of bright and pleasant weather conditions, ideal for renewable energy generation from wind power sources. The perspective of the image showcases the height and scale of the wind turbines, highlighting their significance in the field of sustainable energy.

    DZ BANK

    Sustainability

Sustainability Report 2024 in Accordance with ESRS

(CSRD Report)

DZ BANK is publishing the Sustainability Report 2024 for the first time as part of the Annual Financial Statements and Management Report and complies with the European Sustainability Reporting Standards (ESRS).

For us at DZ BANK, the focus has never been on the ‘zeitgeist’ when it comes to sustainability and ESG, but rather on how we can best support society and the economy in making the necessary changes.

Cornelius Riese, Chief Executive Officer of DZ BANK
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Sustainability Report 2024 in accordance with ESRS (CSRD Report)

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DZ BANK's Materiality Matrix 2024 in Accordance with ESRS

(CSRD Report)

This image is a matrix diagram that classifies various environmental and social factors in terms of their impact and relevance to business. It uses a grid format where two axes—but it seems the original descriptions on axes might not be fully visible: **Axes Description:** - **Vertical Axis (Impact on People and the Environment) from Low to High:** - Indicates the degree of environmental and social impact. - **Horizontal Axis (Opportunity/Risks & Business Relevance) from Low to High:** - Represents how relevant these factors are to business opportunities or risks. The matrix is divided into four quadrants: 1. **Top Left Quadrant (High Impact, Low Business Relevance):** - "Biodiversity and ecosystems in the portfolio (1)" 2. **Top Right Quadrant (High Impact, High Business Relevance):** - "Climate change adaptation and mitigation, energy in the portfolio (1, 2, 3)" - "Working conditions, equal treatment/non-discrimination, and other labor rights" - "Workers in the value chain in operations (1, 2, 3)" - "Affected communities in operations" - "Consumers and end-users in the portfolio (1, 2)" - "Resource use and circular economy/livingly in operations" - "Resource use and circular economy in operations" - Other unspecified elements. 3. **Bottom Left Quadrant (Low Impact, Low Business Relevance):** - "Climate change adaptation, energy in resource use" - "Hazardous substances in operations and the portfolio" - "Marine resources in operations and the portfolio" - "Resource use and circular economy in operations" - "Biodiversity and ecosystems in operations" - "Workers in the value chain in operations" 4. **Bottom Right Quadrant (Low Impact, High Business Relevance):** - "Climate change mitigation in operations and portfolio" - "Suppliers and payment practices in operations" - "Problem mentioned (3)" **Purpose of the Matrix:** This diagram can be used by organizations to identify areas that need attention based on their environmental impact and significance to business strategy. The items in each quadrant help prioritize where resources should be allocated, considering both internal and external effects.
Material from the (1) impact perspective, (2) risk perspective, (3) opportunity perspective
This image is a matrix diagram that classifies various environmental and social factors in terms of their impact and relevance to business. It uses a grid format where two axes—but it seems the original descriptions on axes might not be fully visible: **Axes Description:** - **Vertical Axis (Impact on People and the Environment) from Low to High:** - Indicates the degree of environmental and social impact. - **Horizontal Axis (Opportunity/Risks & Business Relevance) from Low to High:** - Represents how relevant these factors are to business opportunities or risks. The matrix is divided into four quadrants: 1. **Top Left Quadrant (High Impact, Low Business Relevance):** - "Biodiversity and ecosystems in the portfolio (1)" 2. **Top Right Quadrant (High Impact, High Business Relevance):** - "Climate change adaptation and mitigation, energy in the portfolio (1, 2, 3)" - "Working conditions, equal treatment/non-discrimination, and other labor rights" - "Workers in the value chain in operations (1, 2, 3)" - "Affected communities in operations" - "Consumers and end-users in the portfolio (1, 2)" - "Resource use and circular economy/livingly in operations" - "Resource use and circular economy in operations" - Other unspecified elements. 3. **Bottom Left Quadrant (Low Impact, Low Business Relevance):** - "Climate change adaptation, energy in resource use" - "Hazardous substances in operations and the portfolio" - "Marine resources in operations and the portfolio" - "Resource use and circular economy in operations" - "Biodiversity and ecosystems in operations" - "Workers in the value chain in operations" 4. **Bottom Right Quadrant (Low Impact, High Business Relevance):** - "Climate change mitigation in operations and portfolio" - "Suppliers and payment practices in operations" - "Problem mentioned (3)" **Purpose of the Matrix:** This diagram can be used by organizations to identify areas that need attention based on their environmental impact and significance to business strategy. The items in each quadrant help prioritize where resources should be allocated, considering both internal and external effects.
Material from the (1) impact perspective, (2) risk perspective, (3) opportunity perspective

Our Sustainability Values

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Strategy

At DZ BANK, sustainability is firmly anchored in our corporate values and strategy. We are integrating the Sustainable Development Goals and the Paris Agreement into our core business and finance.

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Environment

DZ BANK is working towards a climate-neutral future and supporting its customers by providing financing solutions that incorporate sustainability aspects.

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Social

DZ BANK places a strong emphasis on supporting its employees and also promotes social responsibility along the value chain.

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The image shows a series of flags outside a modern architectural building. These flags prominently display the name "DZ BANK," which is a bank based in Germany. The logo is visible on the flags, and it includes the phrase "Die Initiativbank" underneath "DZ BANK." The flags are set in front of a glass façade, and the urban surroundings suggest a city environment where the bank operates. The weather appears clear and sunny, offering a bright atmosphere in the scene.
Governance

DZ BANK pursues a responsible management strategy characterised by transparency.

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Downloads & Reports

The latest DZ BANK reports and downloads

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DZ BANK Group
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Sustainability in the Cooperative Financial Network
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Contact
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