Investor Relations

Transparency is the basis for the trust of customers and society, and trust is what makes the cooperative financial network strong.

Dr. Cornelius Riese, CEO DZ BANK

Preliminary results for 2023: DZ BANK Group reports a profit before taxes of €3.2 billion

• Very encouraging profit before taxes that far exceeds expectations
• Steady growth in the operating business
• Very solid capital base, with a CET 1 ratio of 15.5 percent

DZ BANK Group: Results of the EBA stress test 2023

• Stress test results confirm good capital situation of DZ BANK Group
• Maximum negative stress effect in the adverse scenario 6.5 percentage points
• Applying IFRS 17, DZ BANK Group achieves a CET1 ratio of 9.0% in the adverse scenario

DZ BANK expands ESG targets

• Expansion of environmental, social and corporate governance objectives
• Decarbonisation pathways for five emissions-intensive industries
• Good starting position due to already high CO2 efficiency in the portfolio
• Reduction of CO2 intensity compatible with the 1.5 degree target of the Paris climate agreement

Profile of the DZ BANK Group

The DZ BANK Group forms part of the German cooperative financial network, which includes around 770 Volksbanken Raiffeisenbanken and is one of Germany’s largest private-sector financial services organizations measured in terms of total assets.

DZ BANK Management

Ratings

DZ BANK is being rated by Standard & Poor's, Moody's and Fitch.

Reports

Find our financial, risk, and regulatory reports of DZ BANK Group and DZ BANK AG.

Bondholder Information

Find information on capital instruments of the DZ BANK Group as well as prospectuses and final terms of our issuances here.

Events

Sustainability in the DZ BANK Group

Responsible management is a value that is deeply rooted in our cooperative corporate identity. It guides our actions in the various areas of sustainable banking - from strategy and risk management to communication.

Green Bonds

DZ BANK supports the shift towards a sustainable economy and a responsible use of limited resources with its sustainable financing products. It has been active in the market segment for Sustainable Bonds since 2013 and is one of the leading European syndicate banks in this segment. By issuing its own green bonds, DZ BANK underlines the great importance it attaches to sustainability topics.