• The image depicts a renewable energy landscape in which both wind and solar power sources are utilized. The scene features:

1. **Wind Turbines**:
   - Prominent structures rising from the grassy fields.
   - Large rotors mounted on tall towers.
   - Primarily designed to convert wind energy into electricity.

2. **Solar Panels**:
   - Several rows of photovoltaic panels.
   - Positioned on the ground to capture sunlight effectively.
   - Used to convert solar energy into electrical power.

3. **Rural Landscape**:
   - Extended grassland across the area.
   - Gentle hills providing a picturesque backdrop.
   - Highlighted by the warm sunlight appearing at dawn or dusk.

4. **Sunlight and Horizon**:
   - View of the sun near the horizon, casting light across the entire landscape.
   - Creates a bright and serene ambiance.

Overall, the image represents sustainable energy practices, combining wind and solar installations to harness natural resources effectively for electricity generation.
    The image depicts a renewable energy landscape in which both wind and solar power sources are utilized. The scene features:

1. **Wind Turbines**:
   - Prominent structures rising from the grassy fields.
   - Large rotors mounted on tall towers.
   - Primarily designed to convert wind energy into electricity.

2. **Solar Panels**:
   - Several rows of photovoltaic panels.
   - Positioned on the ground to capture sunlight effectively.
   - Used to convert solar energy into electrical power.

3. **Rural Landscape**:
   - Extended grassland across the area.
   - Gentle hills providing a picturesque backdrop.
   - Highlighted by the warm sunlight appearing at dawn or dusk.

4. **Sunlight and Horizon**:
   - View of the sun near the horizon, casting light across the entire landscape.
   - Creates a bright and serene ambiance.

Overall, the image represents sustainable energy practices, combining wind and solar installations to harness natural resources effectively for electricity generation.

    DZ BANK

    Sustainability

Framework for ESG Products of DZ BANK

As the central institution of the Volksbanken Raiffeisenbanken cooperative financial network, DZ BANK is aware of its responsibility to people, the environment and corporate governance. This framework describes the ESG products offered by DZ BANK and serves as a framework for all relevant business activities related to ESG products.

The contents of this framework for ESG products have been externally assessed and verified. Detailed information can be found in the following documents.

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